For all official information and updates regarding Covid-19 visit the South African Department of Health website at or their WhatsApp line on 0600-123456. If you want your own WhatsApp Chatbot visit

ZARco loan’s story started in 2014 back then it was just a dream that our directors had. January 2016 we decided to take it further as ZARco Loans. We are a young company that provides short-term loans (payday) via the internet for the whole of South Africa. Giving you the consumer more options to choose from than just one or two providers . We offer from R500.00 to R5000.00 on a payday return. It’s easy, affordable and fast. We are a registered Credit Provider and are regulated by the National Credit Act 34 of 2005.
Business, Administrative & Contact Information
Business name: ZARco Loans (PTY) LTD (2016/126460/07)
Business type: Private company
Company registration number: 2016/126460/07
Tax reference number: 9123319221
Postal Address:
Suite MW 605
Private bag X1838


As a short term loan company we can help you with those unforeseen financial needs. Our vision is to assist the consumer in making the calculated choice before using a provider that that has all those hidden costs what you see is what you get .


Our mission is to insure everybody has an equal opportunity of making a short term financial solution when the need arises. We also want customers to borrow money responsibly.

Our Business Goal

Is to ensure our customers

Are our number one priority
Threated fair without any prejudges
Keep all their personal information personal
Keep our rates as low as possible and affordable


Our Values
Adhering to these values allows us to serve our clients to the best of our abilities.

  • Client focused Our company’s policy is serving and satisfying clients, and meeting our clients' needs is always our No. 1 priority. We make a positive difference in our clients' lives.
  • Integrity always We uphold the highest standards of integrity and stand behind what we say and do.
  • Respect for individuals and for the communities in which we live and work We respect and value each other, customers and work as a team to meet our goals.